Crowdfunding Syariah Sebagai Produk Bank Syariah Dalam Meningkatkan Inklusi Keuangan di Indonesia
Keywords:
Islamic crowdfunding, inclusive finance, financial technologyAbstract
Indonesia is currently experiencing financial inclusion problems. Research shows that the presence of financial technology and its products can overcome the problem. The presence of Islamic crowdfunding as a product of Islamic banks will attract a lot of interest from the Indonesian people and will indirectly help to succeed the national strategy to eradicate the problem of financial inclusion. This paper aims to analyze the opportunities of Islamic crowdfunding as one of the products of the bank and the development that will be obtained by the bank. The results of the analysis show that there is a great chance of success for banks that issue Islamic crowdfunding products. With this, it is recommended for Islamic banks to issue Islamic crowdfunding products to control financial inclusion issues. Further research is needed to identify other factors that can increase the chances of Islamic crowdfunding in banking product development.
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